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Homeowners
Insurance
  •  The structure of your home

  •  Replacement costs

  •  Personal possessions (up to a set limit)

  • Living expenses in case of a disaster

  • Liability

 

For most, your home is the largest financial investment you've ever made.  It's the place that you and your family come together.  It's the place you laugh, love, rest, recharge, and build the majority of family memories. It's difficult to imagine what you'd do without your home.

You can also add supplemental policies such as:

  •  Valuable Articles/Floater policies

         (i.e. Jewelry Insurance)

  •  Flood policies

  •  Umbrella policies (additional liability)

INSURANCE INFO

HOURS & LOCATION
Location

2651 Paseo Verde Parkway

Suite 265

Henderson, Nevada 89074

contact@pgiinsurance.com

 

Tel: 702-901-3030

Fax: 702-379-1145

Hours

Monday - Friday 

9:00 am to 5:00 pm

‚Äč

Evenings by Appointment

Auto insurance will protect you, protect others, protect your vehicle, pay to defend you and your family members in court, as well as pay for major and minor expenses after an accident, whether it's your fault or not. 

 

At Platinum Insurance, we know better than to believe or advise that auto insurance is a 'one size fits all' approach. 

Car
Insurance

Homeowner’s coverage doesn’t have to be difficult to understand. A basic

Homeowners Insurance Policy will cover the following:

Not having the proper coverage or limits has financial consequences.  For that reason, we tailor your insurance quote through our various preferred carriers to find the right balance of coverage with the best cost of that coverage.  The basic coverages on your policy include:

  • Bodily Injury Liability - covers accidental injury or death of another person If caused by you in an automobile related accident.

  • Property Damage Liability - covers accidental damage to other people's property if caused by you in an automobile related accident.

  • Uninsured / Underinsured Motorist - covers injury suffered by you, your family, and anyone riding in your car against the uninsured / underinsured or hit-and-run driver at fault.

 

  • Collision Deductible - covers you for damage to your car in an accident, regardless of who was at fault, minus your deductible.

  • Other Than Collision Deductible (or Comprehensive) - covers your vehicle from acts of nature, theft, falling objects, and other specified perils, minus your deductible.

  • Medical Payments - covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an accident.

 

Business
Insurance

It's important to have business insurance because the financial consequences of a potential mishap could easily wipe out the assets of a small business. Insurance provides protection in case customers or passersby experience harm at the hands of your company, or if your company is harmed by an incident such as a fire.

Platinum Insurance specialists are experienced in a variety of business insurance policies and products, including:

  • Commercial Property Insurance

  • Commercial General Liability

  • Business Owners Policy (BOP)

  • Inland Marine Insurance

  • Commercial Auto Insurance

 

  • Commercial Umbrella Insurance

  • Professional Liability

  • Workers Compensation

  • BONDS

 

  • Term Life Insurance provides life insurance protection for a specified period of time. Term life is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

  • Whole Life Insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy.

Life
Insurance

Life insurance is a crucial step in planning for your future and the future of your loved ones. Life insurance helps your loved ones pay the mortgage, bills, even college costs, after you’re gone. It also provides tax-free cash to pay estate and death duties. Nothing can replace you in their hearts, but planning ahead with life insurance can make things easier for those you leave behind.

  • Universal Life Insurance is a form of permanent life insurance characterized by its flexible premiums, face amounts and unbundled pricing structure. The savings element, premiums and death benefit can be reviewed and altered as a policyholder’s circumstances change and to help prepare for the future.

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